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Effective 3/21/2024:

BWFCU is currently restructuring our AUTO LOAN procedures with the goal of streamlining the loan process.

Until this is complete, we will not be able to accept applications for Auto Loans.

However, we are able to accept and process Personal Loans.

We apologize in advance for the inconvenience this may create.  We hope to have this completed as soon as possible.

Thank You.


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Baltimore Washington FCU

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-How your accounts are federally insured-

The NCUA is the National Credit Union administration- the federal government agency that charters and supervises federal credit unions.

-Why is NCUSIF Share Insurance Coverage Important?

Share Insurance coverage offered through the NCUSIF protects members against losses if a federally insured credit union should fail.

-What basic coverage is provided by the NCUSIF?

The NCUSIF provides all members of federally insured credit unions with $250,000 in coverage for their individual accounts. These accounts include regular shares, share drafts, money market accounts, and share certificates.

Individuals with account balances totaling $250,000 or less at the same insured credit union have full NCUSIF coverage.

-How to get additional information


How Your Accounts are Federally Insured Brochure (ncua.gov)



—-If you are a member of Tru Stage they have some new features for you to take advantage of:

Now Available: Enhanced TruStage® Digital Service Portal

We’re excited to announce an enhanced service experience on www.trustage.com. Your current or future members with an active TruStage policy can now enjoy a simplified Account Overview that makes it easier to review policy and beneficiary information, billing and payment details. This enhancement is available through both desktop and mobile. Don’t take our word for it, click on the link for a preview.

View Preview


BWFCU has raised CD Rates!

Effective Feb. 6,2023 you can open a 12-60 month CD with rates from 2.83% to 3.00%.

We also have a CD Special…  for 7 and 9 month CD’s  with the rate of 3.90% 

Call for Details


Effective 12/28/21 Online Banking for BWFCU has been updated.   There are improvements to the Online Banking with more security and more features. You may be asked to re-set up your account and accept the terms depending on the last login in into your account.


**NEW ACCOUNT- TEEN CHECKING ACCOUNT– go to the Accounts tab for details**



Click here for Legal Shield

*Please go to Recent Posts under Accounts Tab to read The Update to Person to Person Changes due to COVID-19.

To maintain the safety of our members, volunteers and staff, BWFCU will implement the protocol changes of the BWMC/UMMS campus.



We are the Credit Union with a Big Heart but more importantly, we are YOUR Credit Union! Unlike banks, we are owned by You, which means You have a vote in how we operate. Our earnings are reinvested back into the credit union to bring you more services (like this website) and better pricing. Everything we do is for You, our members!
About Credit Union


Not a member? Just click below to fill out and print the application. Then come by today and talk to us about joining!

Click here to start enjoying the benefits of membership today!


Office Hours

Main Office

Monday: 8:00am – 5:00pm
Tuesday: 8:00am – 3:00pm
Wednesday: 8:00am – 3:00pm
Thursday: 8:00am – 3:00pm
Friday: 8:00am – 5:00pm
Saturday: Closed
Sunday: Closed

301 Hospital Drive
Glen Burnie, MD 21061

Call Us at: 410-787-4680

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