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At Baltimore Washington Federal Credit Union, we offer many different types of accounts, each able to suit the needs of all our members. Check out some of what we offer below:

Share Accounts (Savings)

A Share (Savings) Account offers you safety and convenience, with a competitive yield.  There are minimal limitations on deposits and withdrawals.  Just a $5.00 deposit into your Share Account establishes your membership and enables you to take advantage of all our other financial services.

Now we’re talking! It doesn’t matter what you call it; Savings, Shares, Holiday Clubs, Vacation Clubs, it is what credit unions are all about! No matter what your goals are or how much you want to save, your friends at Baltimore Washington Federal Credit Union are here to help! All our savings accounts are insured up to $250,000 by the NCUA, our federal regulatory agency.

Click on the link below to see our current Savings Interest Rates:

Click here for Savings Rates

Share Draft (Checking)

Our Share Draft Checking Account gives you all the features you want in a checking account, without the hassles you’ll find at other financial institutions.

Open a BWFCU Checking Account today and start enjoying the benefit of earning 0.10% interest with a low minimum balance requirement. Unlike some other financial institutions, we do not charge you for a deposit slip.

ATM Service– With a Visa Debit Cardfrom Baltimore Washington Federal Credit Union, you can perform transactions at any Allpoint, MoneyPass, Cirrus, or STAR ATM across the country. Your debit card gives you 24-hour access to your money,  so you’ll never have to wait for business hours again! You pay absolutely no fee at our ATMs on the UM BWMC campus.  To insure uninterrupted access of your Visa Debit Card,call us before you travel so your card will approve your transactions while on vacation or business.

Click on the link below to see our current Checking Interest Rates:

Click here for Checking Rates

Getting low on checks? No problem! Just click below to order your new checks today!

Order Checks

TEEN Checking Accounts- 16-18 year olds ,with a parent as a joint owner on the account, are now eligible to open a teen checking account. This account will allow the teen to get a debit card in their name.

Certificate of Deposit

When you invest in a Certificate Of Deposit, your money will earn a highly competitive interest rate. Since you lock in the interest rate for the entire term of your Certificate Of Deposit, this is an excellent way to boost your savings yield without the risk of market fluctuations.  You can even invest in yourself by using your Certificate of Deposit as collateral  against a CD Secured Loan for a reduced loan rate.

Holiday and Vacation Club Accounts

Our Club Accounts allow you to save gradually for any type of annual expense. With regular contributions and competitive dividends, your nest egg will grow quickly and easily.  Although our Holiday Club has an early withdrawal fee, you can access the Vacation Club throughout the year.