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Share/Savings Accounts

Rates as of January 1, 2019

Share Savings Div. Rate APY *
Regular
  $5 Minimum $250,000 Maximum 0.10% 0.10%
Club Accounts Div. Rate APY *
Holiday – $50 early withdrawal penalty 0.90% 0.90%
Vacation – $0 minimun 0.50% 0.50%
Share Draft Accounts Div. Rate APY *
Personal Checking Account
  $200 Minimum $250,000 Maximum 0.15% 0.15%
NEW! Money Market Accounts Div. Rate APY *
Deposit Amount
  $0 Minimum – $499.99 Maximum
$7.00 Monthly fee
0.10% 0.1000%
  $500 Minimum – $1,499.99 Maximum 0.15% 0.1501%
  $1,500 Minimum – $2,499.99 Maximum 0.35% 0.3506%
  $2,500 Minimum – $4,999.99 Maximum 0.40% 0.4007%
  $5,000 Minimum – $9,999.99 Maximum 0.45% 0.4509%
  $10,000 Minimum – $24,999.99 Maximum 0.55% 0.5514%
  $25,000 Minimum – $49,999.99 Maximum 0.65% 0.6519%
  $50,000 Minimum – $99,999.99 Maximum 0.85% 0.8533%
  $100,000 Minimum – $250,000 Maximum 0.95% 0.9542%
Share Certificate Accounts Div. Rate APY *
3 Month Term
  $250 Minimum $250,000 Maximum
3 month early withdrawal penalty
0.50% 0.50%
6 Month Term
  $250 Minimum $250,000 Maximum
3 month early withdrawal penalty
1.55% 1.56%
12 Month Term
  $500 Minimum $250,000 Maximum
6 month early withdrawal penalty
2.00% 2.02%
24 Month Term
  $500 Minimum $250,000 Maximum
12 month early withdrawal penalty
2.60% 2.63%
48 Month Term
  $1,000 Minimum $250,000 Maximum
12 month early withdrawal penalty
2.80% 2.84%
60 Month Term
  $2,000 Minimum $250,000 Maximum
24 month early withdrawal penalty
3.00% 3.04%
*APY=”Average Percentage Yield”
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