Baltimore Washington Federal Credit Union Service Fee Update
Effective Date: November 1, 2019
Account Balancing Assistance $25.00 per hour
ATM Cash Withdrawal (at machines not owned or operated by us) $3.00 each
ATM Non-Member Surcharge $5.00 each
(charged to any non-Baltimore Washington FCU cards used at our ATM’s)
Bad Address Fee $10.00 per month
Cancelled Check Copy (free on our website) $5.00 each
Cashier’s/Counter/Official Checks with third party payee $3.00 over 1/day
Check Cashing – Non member of a member’s check $5.00 each
Check Reorder (in addition to the Deluxe charge) Free on our website $3.00
Collection (outgoing) $75.00 minimum
Plus any additional fees associated with the collection plus actual costs
Dormant Account Fee – Monthly $5.00
An account is considered dormant if for 180 days no withdrawals
Or deposits other than credited dividends have been made to the account
Escheatment $50.00 per account
Expedited Payment/Lending Services $10.00 per check/$30.00 overnight
Fax – Outgoing $2.00 per page/$10.00 maximum
Holiday Club – Early Withdrawal Fee $50.00 each w/d
Levy/Garnishment Processing $100.00
Loan Application (on specified loans: HELP, Fresh Start, STSL) $20.00
Loan Lien Letter $30.00
Membership Required Deposit $5.00
Membership Account Reopen – each time $35.00
Money Orders $3.00 each
Nonsufficient Funds Draft or Check $35.00 item
Nonsufficient Funds ATM Withdrawal $35.00 item
Nonsufficient Funds Debit Card Purchase $35.00 item
Nonsufficient Funds Preauthorized Withdrawal $35.00 item
Overdraft Privilege/Courtesy Pay $35.00 item
Paper Statement Fee $5.00 monthly
Pay Stub Lookup & Printing $2.00 per statement
REG D (occurs after 6 transactions per month on Savings Accounts) $5.00
Repossession Redemption/Administrative (PLUS STORAGE) $400.00
Research – Plus $5 per statement copy, minimum one hour $25.00 per hour
Returned Deposit Item $15.00
Returned Item Fee $35.00 each
Returned Mail Fee (bad address) $5.00
Share Draft Monthly Maintenance $5.00 monthly
Specialty Cashier Check (Holiday, etc.) $5.00 each
Statement Copy $2.00 each / $10.00 maximum
Stop Payments – All Items $20.00 each
Verification of Deposit – Member via telephone or written $5.00 each
VISA Credit Card Payments (free on our website) $3.00 each
VISA Debit Card or Credit Card Replacement $5.00
Expedited Handling $75.00
VISA Debit Card Dispute Processing (excluding fraud) $20.00
VISA PIN # Reminder $5.00
Wire Transfer – Incoming $15.00
Wire Transfer – Outgoing $30.00
Wire Transfer – Rejected Fee $20.00
All Fees are subject to change.
