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Share/Savings Accounts

Rates as of  November 1, 2020

Share Savings Div. Rate APY *
Regular
  $5 Minimum $250,000 Maximum 0.10% 0.10%
Club Accounts Div. Rate APY *
Holiday – $50 early withdrawal penalty 0.50% 0.50%
Vacation – $0 minimun 0.25% 0.25%
Share Draft Accounts Div. Rate APY *
Personal Checking Account
  $200 Minimum $250,000 Maximum 0.10% 0.10%
NEW! Money Market Accounts Div. Rate APY *
Deposit Amount
  $0 Minimum – $499.99 Maximum
$7.00 Monthly fee
0.05% 0.0500%
  $500 Minimum – $1,499.99 Maximum 0.05% 0.0500%
  $1,500 Minimum – $2,499.99 Maximum 0.05% 0.0500%
  $2,500 Minimum – $4,999.99 Maximum 0.10% 0.1000%
  $5,000 Minimum – $9,999.99 Maximum 0.10% 0.1000%
  $10,000 Minimum – $24,999.99 Maximum 0.10% 0.1000%
  $25,000 Minimum – $49,999.99 Maximum 0.15% 0.1500%
  $50,000 Minimum – $99,999.99 Maximum 0.15% 0.1500%
  $100,000 Minimum – $250,000 Maximum 0.15% 0.1500%
Share Certificate Accounts Div. Rate APY *
3 Month Term*
  $250 Minimum $250,000 Maximum
3 month early withdrawal penalty
0.50% 0.5011%
6 Month Term*
  $250 Minimum $250,000 Maximum
3 month early withdrawal penalty
0.75% 0.75%
12 Month Term*
  $500 Minimum $250,000 Maximum
6 month early withdrawal penalty
0.85% 0.85%
24 Month Term*
  $500 Minimum $250,000 Maximum
12 month early withdrawal penalty
0.95% 0.95%
48 Month Term*
  $1,000 Minimum $250,000 Maximum
12 month early withdrawal penalty
1.00% 1.00%
60 Month Term*
  $2,000 Minimum $250,000 Maximum
24 month early withdrawal penalty
1.05% 1.05%
*APY=”Average % Yield” *Designates No New Deposits, No Roll Overs     

Effective 10/1/2020