Share/Savings Accounts
Rates as of January 1, 2019
| Share Savings | Div. Rate | APY * |
| Regular | ||
| $5 Minimum $250,000 Maximum | 0.10% | 0.10% |
| Club Accounts | Div. Rate | APY * |
| Holiday – $50 early withdrawal penalty | 0.90% | 0.90% |
| Vacation – $0 minimun | 0.50% | 0.50% |
| Share Draft Accounts | Div. Rate | APY * |
| Personal Checking Account | ||
| $200 Minimum $250,000 Maximum | 0.15% | 0.15% |
| NEW! Money Market Accounts | Div. Rate | APY * |
| Deposit Amount | ||
| $0 Minimum – $499.99 Maximum $7.00 Monthly fee |
0.10% | 0.1000% |
| $500 Minimum – $1,499.99 Maximum | 0.15% | 0.1501% |
| $1,500 Minimum – $2,499.99 Maximum | 0.35% | 0.3506% |
| $2,500 Minimum – $4,999.99 Maximum | 0.40% | 0.4007% |
| $5,000 Minimum – $9,999.99 Maximum | 0.45% | 0.4509% |
| $10,000 Minimum – $24,999.99 Maximum | 0.55% | 0.5514% |
| $25,000 Minimum – $49,999.99 Maximum | 0.65% | 0.6519% |
| $50,000 Minimum – $99,999.99 Maximum | 0.85% | 0.8533% |
| $100,000 Minimum – $250,000 Maximum | 0.95% | 0.9542% |
| Share Certificate Accounts | Div. Rate | APY * |
| 3 Month Term | ||
| $250 Minimum $250,000 Maximum 3 month early withdrawal penalty |
0.50% | 0.50% |
| 6 Month Term | ||
| $250 Minimum $250,000 Maximum 3 month early withdrawal penalty |
1.55% | 1.56% |
| 12 Month Term | ||
| $500 Minimum $250,000 Maximum 6 month early withdrawal penalty |
2.00% | 2.02% |
| 24 Month Term | ||
| $500 Minimum $250,000 Maximum 12 month early withdrawal penalty |
2.60% | 2.63% |
| 48 Month Term | ||
| $1,000 Minimum $250,000 Maximum 12 month early withdrawal penalty |
2.80% | 2.84% |
| 60 Month Term | ||
| $2,000 Minimum $250,000 Maximum 24 month early withdrawal penalty |
3.00% | 3.04% |
| *APY=”Average Percentage Yield” | ||
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